umich student health insurance

What is the Health Service Fee for Students? See How Blue Cross Blue Shield of Michigan is responding to COVID-19, which includes information on free at-home test kits. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend, or terminate them. DSHIP is available to enrolled U-M students and their spouses, domestic partners, and dependents under the age of 26 (if the student is enrolled in the plan). Most currently enrolled students pay nothing for most primary care and specialist visits at UHS. Skip to main content Insurance Plans Medicare and Medicaid plans Medicare For people 65+ or those under 65 who qualify due to a disability or special situation Medicaid For people with lower incomes Most major dental insurance carriers accepted. An email notification will be sent prior to the next payment due date. Others: UHS will bill this insurance, and you are responsible for payment if insurance does not cover costs. The current rates are listed below. 207 Fletcher Street For specific benefit or claims questions, contact Aetna Student Health at 1-877-480-4161. TruHearing has an extensive nationwide network of highly qualified hearing aid providers who offer affordable hearing aid options. Payment deadline and end of open enrollment period: Student + 1 dependent ($2,288 + $2,222) for entire year: Student + 2 or more dependents ($2,288 + $2,222 + $2,222) for entire year: It's a low-priced, voluntary plan available to all U-M students through Blue Care Network of Michigan, The annual purchase price is$2288, with an annual deductible of $100 for in-network care and $100 for out-of-network care, The plan sponsored by the University of Michigan. Be sure you know your health history, including current medications and anyallergies to medications, foods, etc. This fee helps to fund clinical and wellness services at UHS and to create a health-promoting campus culture. Life Insurance Plans | Human Resources University of Michigan September 1, 2022 August 31, 2023(Blue Care Network), September 1, 2021 August 31, 2022 (Blue Care Network). For questions regarding your health insurance bill payment options, and third party billing (such as billing your sponsoring organization directly instead of billing you), contact the U-M Student Financial Services at um-sfo@umich.edu or call 734.764.7447. For currently enrolled U-Mstudents (Ann Arbor campus), the office visit co-pay does not apply becausethe co-pay is covered by the. University Health Service (UHS)can provide most of your health care while you are a student at the university. As a student, you want to achieve your academic goals. Three hours One hour One hour WHAT INSURANCE IS ACCEPTED? University of Michigan F-1 and J-1 students and J-1 visiting scholars whose Forms I-20 or DS-2019 were issued by the U-M (Ann Arbor) and their accompanying F-2 and J-2 dependents are eligible for and required to enroll in this plan unless they have health insurance that meets the university's minimum requirements. What is the Health Service Fee for Students? Your benefits include ER visits, routine checkups and specialists. For a very reasonable cost (0.65% of tuition), you can protect your financial investment for the entire academic year. This plan is available to U-M students studying on campus and those who are studying remotely. Take your insurance card to visits. Insurance Coverage and Access to Campus Services After Graduation See. For enrollment questions, contact Relation Insuranceat: For benefit information, see BCN U-M Student Health Plan or call 800-287-4103. Appointments are required for clinic visits, and in-person and telehealth options are available. Top Ten Things U-M Students Need to Know If you do not choose a PCP, BCN will assign one to you. Consider requesting an "out-of-area waiver" for your time at university. This address is not linked to your address in Wolverine Access. Health Plans | Human Resources University of Michigan Disabilities may include chronic health or mental health conditions, learning disorders as well as visual, hearing, and mobility impairments. Students will save money by getting medical care at University Health Service during terms when they are enrolled in classes. HIPAA | Human Subject Research Office | University of Miami GradCare, an HMO with low out-of-pocket costs, is exclusively available to benefit-eligible graduate students, including Graduate Student Instructors (GSIs), Graduate Student Staff Assistants (GSSAs), Graduate Student Research Assistants (GSRAs), benefit-eligible fellowship holders, medical school students, and their eligible dependents. Health insurance coverage rises for LGBT adults yet access lags, per Health insurance coverage is coordinated through the U-M International . Most currently enrolled U-M students (Ann Arbor campus) pay a mandatory health service fee, included as part of tuition,that funds clinicalservices at UHS and well-being servicesto improve campus health and wellness. No late enrollment is allowed. The university provides a basic level of life insurance coverage at no cost to faculty and staff, with the option to add more coverage for yourself or your dependents at your expense. 2023-24 plan details will be posted here by 8/1/23. A U-M student enrolled in the Plan who is on an approved medical leave of absence needs to have purchased the insurance prior to the event causing medical leave. WHO PROVIDES TREATMENT? Become familiar with how your health insurance works and how to use it. Our plans also offer access to discounts on massage therapy, over-the-counter vitamins, oral health care products, acupuncture and weight-loss programs and products. The University of Michigan offers its students access to a UM-sponsored student health plan, provided through Blue Care Network. If you dont have health insurance, please take advantage of these opportunities through U-M to get insurance. If you are a GEO member or a GSRA, you are participating in any U-M benefit plans during the winter term (Term II), and you will be re-employed for the following fall term (Term I) with a one-quarter or greater employment fraction, benefits may continue during spring/summer term (Term III). UHS can help if you have questions about health care services and insurance on campus. The Student Food Pantry provides temporary food assistance to students in need. After the enrollment deadlines, only those students who have involuntarily lost health insurance coverage through a Qualifying Life Event are eligible to purchase the plan, limited to within 30 days after the Qualifying Life Event. Your health plan gives you access to a variety ofmental health care optionsand resources. The provider network in Ann Arbor includes: University Health Service, Michigan Medicine hospitals and clinics, and other participating community providers. Spouses, domestic partners of any gender, and children (up to age 26) of all the groups listed above are eligible if the student is enrolled in the Plan. U-M offersa wide variety of Well-being Resources, which are searchable on Well-being for U-M Students. Health Insurance 101 Video Call 734-764-8320 or email ContactUHS@umich.edu. GradCare is a medical insurance plan exclusively for Graduate Student Instructors, Graduate Student Staff Assistants, Graduate Student Research Assistants, benefit-eligible fellowship holders and benefit-eligible medical school students. U-M Students may be eligible for the following plans: Press theStaricon to add to your My Favorite Links on the home page.Press theOpen Link button to view this page. For New International Students | University Health Service 734-764-8320 If you are an F-1 or J-1 international student or a J-1 scholar whose Form I-20 or DS-2019 was issued by the University of Michigan-Flint, you are required to have health insurance coverage for yourself and any F-2 or J-2 dependents while at the University of Michigan-Flint (including OPT). If you dont have a credit card or wish to pay by check or money order during open enrollment periods, or if you have a Qualifying Life Event, please contact us at 734-764-5182 for an enrollment form. International Student and Scholar Health Insurance Plan This summary is intended to provide highlights of the plan. You can get eye exams, contact lenses, and glasses on campus at theUHS Eye Care Clinic and Optical Shop. For all other questions or concerns, check out our SHIP Frequently Asked Questions, or email [email protected]. Ann Arbor, MI 48109-1050 Cannabis, alcohol and how they affect the heart. To save money on health care, currently enrolled U-M students on the Ann Arbor campus should visit UHS first. Health and Wellness | University of Michigan-Dearborn However, if any provision on the benefits plans is unclear or ambiguous, the Benefits Office reserves the right to interpret the plan and resolve the problem. If you have questions before then, please writeto:UHS-mancare-stuins@med.umich.edu. U-M students living in Michigan Housing on the Ann Arbor campus are required to submit documentation showing whether they are vaccinated forCOVID-19 and other routineimmunizations under the university's vaccination policy. UHS may also refer you for health care services that are not available at UHS. UHS Managed Care/Student Insurance Office. CSG is motivated by the belief that there is no deeper expression of commitment to our school than to work to improve Michigan so that it realizes its greatest potential. 2023-24 plan details will be posted here by 8/1/23. SeeAllergy Shotsor call 734-764-8320. For more information, see the university's Health Response site and UHS'sImmunization Recordspage. For further questions about coverage, call Blue Care Network at 800-662-6667. Level 2 benefits are the same as Level 1, except inpatient services are only covered in case of medical emergency. U-M Health Insurance Standards and Insurance Waiver Important Legal and Privacy Information | Important Information About MedicarePlans | Privacy Practices | Site Map | Feedback | Download Adobe Acrobat Reader, How to register for your Blue Cross member account (PDF), Member Consent for Release of Protected Health Information (PDF), Important Information About MedicarePlans. Sometimes the standard estimated Cost of Attendance does not realistically meet a student's actual expenses. Prescription drug coverage is provided under a separate plan. However, with out-of-network providers, you may pay higher fees and receive bills for the balance. International students are billed for International Health Insurance (part of personal expenses) each month and an additional international student service fee of $500 per semester. Visit, Medical evacuation and repatriation coverage. University of Michigan F-1 and J-1 students and J-1 visiting scholars whose Forms I-20 or DS-2019 were issued by the U-M (Ann Arbor) and their accompanying F-2 and J-2 dependents are eligible for and required to enroll in International Student Health Insurance plan unless they have health insurance . Rackham Merit Fellowship Program Rackham Graduate School: University Blue Care Network (BCN) will mail your insurance card to you. Domestic Student Health Insurance Plan (DSHIP) 2022-23 If you need health insurance, please consider this plan, which was developed with students' needs in mind. By law, health care services areconfidential, however the policy holder on your insurance (your parent if you're on their insurance) may receive an Explanation of Benefits (EOB) from your insurance company detailingthe services you receive at UHS. Through our work and advocacy, we seek to encourage student civic engagement, give voice to student concerns, and enhance student welfare and the Michigan experience for everyone. The card will show the U-M Premier Care logo on the right hand corner. ContactUHS@med.umich.edu, Our Strategic Plan for Diversity, Equity & Inclusion, Web Accessibility Statement | Non-Discrimination Policy | UM Gateway If you need insurance coverage, the U-M Domestic Student Health Insurance Plan (DSHIP) through Blue Care Network of Michigan (BCN) has generous benefits at a very reasonable cost. For other costs, UHS will bill this insurance, and you are responsible for payment if the insurance does not cover costs. September 1, 2019: Blue Care Network (BCN) is now the insurance company for the U-M International Student/Scholar Health Insurance Plan. Many UHS services are free for enrolled students, so it will not be necessary to pay the deductible, co-pay or co-insurance. Please enable JavaScript. Due to changes in the health care law, the 1095-B form is no longer needed for tax purposes. Carry your insurance and prescription drug cards with you (or a photo of your cards, or electronic access to your insurance information). If you need insurance coverage, the U-M Domestic Student Health Insurance Plan (DSHIP) through Blue Care Network of Michigan (BCN) has generous benefits at a very reasonable cost. They are available 24 hours a day, 7 days a week, 365 days a year. Students in Michigan Housing are required to submit proof of COVID-19 vaccination and other immunizations under the university's vaccination policy. Charges cannot be pro-rated. For more information, visit theU-M Benefits Officewebpage on Prescription Drug Plan. Study: Health Insurance Coverage And Access To Care Among LGBT Adults, 2013-19 LGBT adults remain significantly more likely than others to report going without health care because of cost despite closing gaps in the coverage itself, according to researchers at the University of Michigan, Harvard University and Massachusetts Institute of Technology. U-M International Student/Scholar Health Insurance (IHI) Plan Coverage University of Michigan Health Plan | Undergrad and Grad Assistants - BCBSM Appointments are required for clinic visits, and in-person and telehealth options are available. Ann Arbor, MI 48109-1050 The Regents of the University of Michigan. Elective hospitalizations and substance abuse care are not covered unless provided by GradCare network providers or approved by BCN in view of special circumstances. Coverage for hearing services has not changed. 2023-24 plan details will be posted here by 8/1/23. There are no deductibles to meet before the plan begins to cover expenses. If you have questions before then, please writeto:UHS-mancare-stuins@med.umich.edu. Through the portal you can: Request appointments Pay your bill Message your care team Request prescription refills View parts of your health records View on a map If you would like help learning about campus resources for well-being, please contact Wolverine Wellness at 734-763-1320or email WolverineWellness@umich.edu. A physical ID card will also be mailed to your address on file with the insurance company (the address you provided when you enrolled). Blue Care Network U-M students enrolled in classes or between semesters (e.g., during spring/summer session) at the Ann Arbor, Dearborn or Flint campuses who are not eligible for GradCare may be eligible to enroll in the domesticstudent health insurance plan. Students who are taking series, MOOCs or teach-outs are. International Center - University of Michigan The Student Health Insurance Committee negotiates this insurance plan for students and addresses domestic student health insurance issues. The University of Michigan offers a choice of health plans as part of a high-quality benefits package that helps you stay well and protect yourself and your family. How to Register for Your Online Blue Cross Member Account, You will receive an email that contains your BCN enrollee ID number, On your Member Page, go to Your ID cards then click View or order ID cards, A physical ID card will also be mailed to your address on file -, Contact the Health Insurance Office at734-647-2303 or. 1500 Student Activities Building 515 E. Jefferson Street Ann Arbor, MI 48109-1316: 734.764.9310: icenter@umich.edu Contact Us | Site Map Immunization records All new students (or their parent/guardian) should submit their immunization records, which may be used to provide health care for students. Benefits | U-M Careers - University of Michigan Provide more details about this review of 'Health Insurance Plans for Students'. If your credit card is denied, you will be given the opportunity to provide alternative payment details, but this must be received no later than the deadline as listed below. If you wear glasses or contact lenses, bring a copy of your current prescription, in case replacement is needed. Every effort has been made to ensure the accuracy of the benefits information in this site. This means that if you have this insurance for any part of the month, you will be charged for the entire month. 207 Fletcher Street Find Support Healthy living means physical, mental and emotional well-being. Financial Assistance and MSupport | Michigan Medicine Health and Well-Being Support - University of Michigan A detailed description of benefits, limitations and exclusions can be found in the GradCare Member handbook, available from theU-M Benefits Officewebsite. Benefits include: Generous time off A retirement plan that provides two-for-one matching contributions with immediate vesting Many choices for comprehensive health insurance Life insurance Long-term disability coverage Flexible spending accounts for healthcare and dependent care expenses 2023 The Regents of the University of Michigan. Enroll yourself and your dependents in this plan. Form 1095 | Human Resources University of Michigan Southfield, MI 48076. College and International student health insurance - Aetna *Please submit this informationat least one month before classes begin. U-M students, including undocumented students, who are enrolled in classes or between semesters (e.g. View on a map Student Health Insurance Plan Highlights (AHP) Summary of Benefits & Coverage (to compare with other plans) Academic HealthPlans (AHP) (website for enrollment and waivers) Affordable Care Act (ACA) and Students. 1500 Student Activities Building 515 E. Jefferson Street Ann Arbor, MI 48109-1316: 734.764.9310: icenter@umich.edu Contact Us | Site Map Looking for last year's plan details? For information about eligibility, see theU-M Benefits Office webpage on Benefits Eligiblity. ContactUHS@med.umich.edu, Our Strategic Plan for Diversity, Equity & Inclusion, Web Accessibility Statement | Non-Discrimination Policy | UM Gateway 207 Fletcher Street If you are not an enrolled student, do not want to receive health care at UHS, or need health care that UHS cannot provide, you will save money by going to a doctor or hospital in the BCN network, such as Michigan Medicine. Your Member Guide, one of yourInsurance Plan Documentswill tell you whether the annual deductible, a co-pay, or co-insurance applies to these services. For complete information on benefits and coverage, please refer to the plan documents. COVID-19 Insurance Information and Updates, Faculty & Staff Immigration Advisory Council, Frequently Asked Questions About J Status, Raoul Wallenberg International Travel Summer Award, Mark and Myra Sorensen International Travel Scholarship, Using the U-M International Student/Scholar Health Insurance (IHI), Useful Links and Frequently Asked Questions, Alternatives to the U-M International Student/Scholar Health Insurance (IHI), What To Do If You Get A Bill From The Hospital Or Doctor, If You Are Not Eligible for U-M International Student/Scholar Health Insurance (IHI), Health Insurance Information for Canadian Students and Scholars. 734-764-8320 With this plan members can receive care from both in-network and out-of-network providers. Ann Arbor students who wish to seek care outside of UHS and Flint and Dearborn students can check below under Find a doctor.". The plan provides funds that can help to pay back loans, grants, and scholarships for students who must completely withdraw from a term due to a physical or mental health illness or injury. Learn more atTobacco-Free University Initiative. However, with out-of-network providers, members may pay higher fees and receive bills for the balance. You may arrange for a physical exam with your home health care provider (recommended butnot required). See recommendations atImmunization Recordsand in particular note that: If you are unsure of your immunization status, please check with your healthcare provider, ideallybefore classes begin. Eligible employees and retirees can select from Comprehensive Major Medical, U-M Premier Care and Community Blue PPO . Members may buy up to advanced or premium hearing aid options. Award Description To receive Rackham's support during the fall and winter terms, fellows must be registered full-time (minimum of 9 hours each term for master's students and pre-candidates, and 8 hours for candidates). Effective Jan. 1, 2021, U-Ms hearing services benefits include a Hearing Services Value Network for GradCare and U-M Premier Care health plan members. Does anyone have experience with the student health insurance - Reddit College student health insurance | UnitedHealthcare When you enroll in GradCare you will receive an ID card from BCN. All Students (Undergraduate, Graduate, International): Student Health Insurance Master Policy. Full eligibility requirements can be found in the member guidein the "Enrollment" section under "StudentCoverage". Co-pay examples: Office visit or urgent care clinic: $20; Emergency Room: $75 (waived if admitted); Hospital Room/Board/Miscellaneous Expense: $150 (per hospital admission). are eligible. Care must be medically necessary. Concerned about Health Care Costs or Privacy? about Getting Health Care at UHS, New INTERNATIONALstudents: Your health insurance plan will also cover care if you go to a doctor or hospital not in the Blue Care Network, but this option will be the most expensive for you. More information The International Center Our health insurance page provides information on the U-M health insurance requirement and the U-M International Student/Scholar Health Insurance (IHI) Plan Contact the Health Insurance Office at 734-647-2303 or ihi@umich.edu UHS Managed Care/Student Insurance Office Registration with BCNand prior authorization are required. F-1 students and J-1 students and international scholars are automatically enrolled in the plan after they complete theirMandatory Check-infor Students or Mandatory Check-in for Scholarsat the International Center. Many UHS services are free for enrolled students, so it will not be necessary to pay the deductible, co-pay or co-insurance. With Aetna Student Health you can access a national network of doctors, hospitals and specialists. See the 2021-22 DSHIP page. Health Insurance Plans for Students U-M students may be eligible for the following plans U-M Domestic Student Health Insurance Plan Available to current U-M students and their dependents. Students will attest to this coverage online through Wolverine Access after the start of the program. Inform your health insurance company that you will be at college and ask about your coverage in the Ann Arbor area. If you are currently receiving mental health care, or are interested in doing so, please: The Collegiate Recovery Program provides a supportive community where students in recovery can achieve academic success while enjoying a genuine college experience, free from alcohol and other drugs. To be eligible for OPT, the student must: Be in legal F-1 immigration status; Be a full-time student for at least one academic year; Have U-M approved health insurance; Note: Post-completion OPT applications are typically denied by USCIS if the Level of Education indicated in item #4 on the I-20 is "non-degree." Maximum Length Members will continue to have access to Blue Cross Network (BCN) hearing services providers who are not in the Value Network. Deadline for annual purchase is Sept. 30, 2021. You may be able to transfer prescriptions from your home pharmacy to a pharmacy in Ann Arbor, such asthe, UHS may be an option for renewing prescriptions. This insurance plan significantly extends and enhances the university's published withdrawal policy. University of Michigan School of Dentistry 1011 N. University Avenue, Room G226 Ann Arbor, MI 48109-1078. GradCare, an HMO with low out-of-pocket costs, is exclusively available to benefit-eligible graduate students, including Graduate Student Instructors (GSIs), Graduate Student Staff Assistants (GSSAs), Graduate Student Research Assistants (GSRAs), benefit-eligible fellowship holders, medical school students, and their eligible dependents. 1996-2023 Blue Cross Blue Shield of Michigan and Blue Care Network are nonprofit corporations and independent licensees of the Blue Cross and Blue Shield Association. To ensure continuation of your benefits, your department must confirm your eligible Term I appointment in writing with the Benefits Office by April 10. UHS student health information form - All new students (or their parent/guardian) should complete this form, which includes sharing insurance informationand setsup a patient portal. For waiver, enrollment, eligibility, general benefit questions or plan issues, please contact University Health Plans at 1-833-251-1721. This plan is available to all degree seeking U-M students. Students should have health insurance to cover: If you need health insurance, consider purchasing theU-M Domestic Student Health Insurance Plan,a low-cost voluntary plan for U-M students that is offered through the university.
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